I scheduled our last car payment a few weeks ago. As of February, we are completely debt-free! Though I know eventually we will have other loans, I almost can't believe it.
When your husband comes to you and says he'd like to leave his job to pursue a freelance career, "financial stability" doesn't show up on the pro side of the pro/con list. But honestly, I just wasn't that concerned. Stability is a relative term and we decided not to let fear prevent us from taking this leap of faith toward a more fulfilled life. It was't a blind leap; we had thought it out and made some calculations but it was a big jump nonetheless.
Despite that risk, in the past five years, we've managed to pay off my school and two car loans, start a business, travel, and improve our financial situation. God has been good to us and we want to be wise with what we've been given.
After a full holiday season, I put myself on a shopping break. Clothes have never been a source of debt but that's not my issue. I find it's really easy to find a cute shirt at Target when all you really needed was laundry detergent and lemon Pledge; those little things add up. And don't even talk to me about what I could spend at Anthropologie! In light of this, I am making a conscious effort this winter/spring to better utilize my closet. I wear a uniform at work so you'd think experimenting outside the job would naturally happen since I don't wear "real" clothes everyday. But I have to remind myself to look past the first few hangers instead of grabbing whatever's easy.
I bought this shirt at a boutique in Chicago several years ago, but I haven't worn it in months. I paired it with my black Abercrombie & Fitch, high-waisted jean legging and black Madewell booties. I really liked the result. Restrictions and parameters are good for not only my wallet, but also my creativity!
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